Blog Posts in Bankruptcy

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  • What Is Considered Creditor Harassment?
    What Is Considered Creditor Harassment?

    Creditor harassment can take many forms. Repetitive phone calls, foul language, threats, and any other behavior used to annoy, abuse, or harass you can be considered creditor harassment. The Fair Debt ...

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  • Does Debt Expire?
    Does Debt Expire?

    Yes, some consumer debts effectively expire. After 7 years , most debts stop appearing on your credit report, and creditors can lose their right to collect via the courts. This is because of the ...

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  • What Are the Requirements for Filing for Bankruptcy?
    What Are the Requirements for Filing for Bankruptcy?

    Almost any person in the United States can file for bankruptcy , but there are some steps you must take to affirm your eligibility. For example, if you are filing for Chapter 7 bankruptcy , you must ...

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  • Debunking Popular Bankruptcy Myths
    Debunking Popular Bankruptcy Myths

    From the way it is portrayed in the media, it might seem like everyone has an opinion about bankruptcy – or that the process is inherently negative. All this to say there are a lot of myths and ...

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  • What Is a Lien and How Does It Work?
    What Is a Lien and How Does It Work?

    A lien is a claim against someone else’s property that provides security or collateral when one party loans money to another. If you are paying off your car or your home, chances are you have a lien ...

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  • Can Creditors Take Your House in Georgia?
    Can Creditors Take Your House in Georgia?

    In Georgia, creditors cannot take your house, but they can put a judgment lien on your property . To do this, creditors must first have a judgment entered by the court – usually a settlement or ...

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